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Articles by Raden Payas: Author at The Mobile Home Dealer

Mobile Home Owner Insurance in Florida: What’s Covered and What’s Not

Mobile Home Owner Insurance in Florida: What’s Covered and What’s Not

by | Apr 1, 2025 |

Mobile home owner insurance is essential for protecting your investment in Florida. Whether you live in a mobile home year-round or use it as a vacation property, having the right coverage gives you peace of mind. This article explains what mobile home owner insurance includes, what it does not, and why it is important. What Is Mobile Home Owner Insurance? Mobile home owner insurance protects against financial loss from damage, liability claims, and other risks. It functions like traditional homeowner’s insurance but is designed for mobile and manufactured homes. Many policies cover structure, personal property, and liability. What Does Mobile Home Owner Insurance Cover? A standard mobile home policy in Florida includes several important types of protection. While policies vary, most...

Top 5 Banks That Finance Mobile Homes with Land

Top 5 Banks That Finance Mobile Homes with Land

by | Apr 1, 2025 |

Finding banks that finance mobile homes with land can be challenging, but many lenders offer great options. Mobile homes provide an affordable path to homeownership, especially when combined with land. If you're considering buying a mobile home with land, choosing the right bank is crucial. This article explores five banks that offer financing and what makes them stand out. 1. Wells Fargo Wells Fargo is a trusted lender offering financing for mobile homes attached to land. The bank provides both conventional and government-backed loans for buyers. Why Choose Wells Fargo? Offers FHA, VA, and USDA loans Competitive interest rates Flexible loan terms Nationwide availability Loan Requirements The mobile home must be permanently attached to land The home must be on a foundation Minimum credit...

How to Find and Buy Repossessed Mobile Homes for Sale

How to Find and Buy Repossessed Mobile Homes for Sale

by | Apr 1, 2025 |

Repossessed mobile homes for sale offer an affordable housing option for buyers. These homes become available when owners fail to make payments, and lenders take them back. Buyers can find great deals and own a home for a fraction of the original price. Buying a repossessed mobile home requires research and planning. With the right approach, you can secure a quality home at a lower cost. This guide covers how to find these homes, what to check before purchasing, and tips for a smooth buying process. Where to Find Repossessed Mobile Homes for Sale There are several places to look for repossessed mobile homes. Some of the best sources include: Bank and Credit Union Listings – Many lenders list repossessed properties on their websites. Government Agencies – HUD, Fannie Mae, and other...

Front Porch Designs for Double-Wide Mobile Homes

Front Porch Designs for Double-Wide Mobile Homes

by | Apr 1, 2025 |

Front porch designs can transform double-wide mobile homes, adding charm and function. A well-designed porch creates curb appeal, provides extra living space, and enhances outdoor enjoyment. Whether homeowners prefer a cozy retreat or a spacious entertaining area, the right design makes a difference. Benefits of Adding a Front Porch A front porch offers several advantages for double-wide mobile homes: Increased Curb Appeal – A stylish porch enhances the home's exterior. Expanded Living Space – Provides an area for relaxing, dining, or socializing. Weather Protection – Offers shelter from rain and sun. Higher Home Value – Improves resale potential. Popular Front Porch Designs for Double Wide Mobile Homes 1. Classic Wraparound Porch A wraparound porch provides a spacious outdoor area. It...

What Are the Mobile Home Lot Rent Prices in Florida in 2025?

What Are the Mobile Home Lot Rent Prices in Florida in 2025?

by | Apr 1, 2025 |

Mobile home lot rent prices in Florida in 2025 continue to attract attention due to affordability and convenience. Many retirees and families choose mobile home communities for a cost-effective lifestyle in a warm climate. Average Mobile Home Lot Rent Prices in Florida The cost of mobile home lot rent varies based on location, amenities, and community rules. On average, lot rent prices range from $400 to $1,200 per month. Here is a breakdown of what influences these costs: Coastal vs. Inland: Communities near the beach tend to have higher rent prices compared to inland locations. Amenities Offered: Pools, clubhouses, and security services can increase monthly costs. Age Restrictions: 55+ communities often charge more due to exclusive services and features. Lot Size: Larger lots with more...

Mobile Home Tie-Downs: Why They’re Essential for Safety & Stability

Mobile Home Tie-Downs: Why They’re Essential for Safety & Stability

by | Apr 1, 2025 |

Mobile home tie-downs are necessary to keep homes stable and safe during strong winds and storms. Without them, a home is at risk of shifting or even toppling over. Properly installed tie-downs protect both the structure and its occupants. Investing in the right tie-down system ensures a mobile home stays firmly in place. What Are Mobile Home Tie-Downs? Mobile home tie-downs secure a home to the ground, preventing movement caused by wind or shifting soil. They come in two main types: Over-the-top tie-downs: Straps placed over the home and anchored into the ground. Frame tie-downs: Straps attached to the steel frame, keeping the home secured at its base. Both types help protect homes from extreme weather and improve overall stability. Why Mobile Home Tie-Downs Are Important Tie-downs keep...

Can You Buy a Double-Wide Mobile Home Under $20,000 in Florida?

Can You Buy a Double-Wide Mobile Home Under $20,000 in Florida?

by | Apr 1, 2025 |

Buying a double-wide mobile home under $20,000 in Florida may seem challenging, but it is possible with the right approach. Mobile homes provide an affordable housing option for many people. With some research and patience, you can find a good deal on a double-wide home without breaking the bank. Where to Find a Double-Wide Mobile Home Under $20,000 in Florida Many people assume that double-wide mobile homes are too expensive. However, there are ways to find them within a lower budget. Some of the best places to look include: Used Mobile Home Dealers – Many dealerships in Florida sell pre-owned homes at lower prices. Online Marketplaces – Websites like Craigslist, Facebook Marketplace, and eBay have listings for affordable mobile homes. Mobile Home Parks – Some parks sell homes when...

How to Replace Mobile Home Interior Doors: A Step-by-Step Guide

How to Replace Mobile Home Interior Doors: A Step-by-Step Guide

by | Apr 1, 2025 |

Mobile home interior doors play an important role in privacy and style. Replacing them can improve the overall look of your home while ensuring doors function properly. This guide will walk you through the process so you can confidently install new doors in your mobile home. Tools and Materials Needed Before starting, gather all necessary tools and materials. Having everything ready will make the process smoother. Tools: Measuring tape Screwdriver Drill Level Hammer Saw (if trimming is needed) Materials: New mobile home interior door Hinges (if replacing) Screws Doorknob set Step 1: Measure the Door Opening Accurate measurements are key to a proper fit. Mobile home interior doors often have unique sizes compared to traditional doors. Measure the height and width of the existing door....

Signs of a Failing Mobile Home Frame (And What to Do About It)

by | Apr 1, 2025 |

A strong mobile home frame is essential for stability and safety. If the underframe weakens, it can lead to structural problems. Knowing the warning signs early can prevent costly repairs and ensure a secure home. Common Signs of a Weak Mobile Home Frame A failing mobile home underframe can show different warning signs. Paying attention to these issues can help prevent further damage. 1. Uneven or Sagging Floors If the floors feel soft, bouncy, or sag in certain areas, the chassis may be weakening. This often happens due to rust, corrosion, or shifting supports. 2. Doors and Windows Stick or Don’t Close Properly When a mobile home chassis weakens, it can cause the structure to shift. As a result, doors and windows may not align correctly. 3. Visible Rust or Corrosion The metal parts of a...

Can I Find a Used Mobile Home Under $10,000 in Florida?

Can I Find a Used Mobile Home Under $10,000 in Florida?

by | Apr 1, 2025 |

Yes! You can find used mobile homes under $10,000 in Florida if you know where to look. These affordable options provide a great housing solution for many buyers. Whether you want a vacation spot, a retirement home, or a simple place to live, mobile homes offer a cost-effective option. Here’s what you need to know about finding an affordable mobile home in Florida. Why Buy a Used Mobile Home in Florida? Florida has one of the largest mobile home markets in the country. Many people choose mobile homes for the following reasons: Affordability – Mobile homes cost less than traditional houses. Low Maintenance – They are easy to maintain. Community Living – Many parks offer great amenities. Flexibility – You can find homes in various locations, from cities to rural areas. Used mobile homes...

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