What Does A Sarasota Mobile Home Park Check On The Park Application?

Ahh yes, the mobile home park application process!

As licensed mobile home brokers within the state of Florida we, here at The Mobile Home Dealer, are all too familiar with this process as we are unable to sell a mobile home to someone who is not already park approved at the time of closing.

The reason why we are unable to sell a mobile home to someone who is not already park approved is because, if we did sell these Buyers a home, and then they went to get approved and were denied then they, along with their new home, would need to be moved out of the park!

This can create a MAJOR problem for these new would be Buyers as most mobile home transport companies within the state of Florida will not move a mobile home if it is older than 20 years old due to the transporter not being able to obtain a permit from the county the home is in to legally transport the home.

As you can quickly see, this can become an issue as now the Buyer has a home they legally own, that they can not living in, that can not be moved!

Now that everyone knows why it is so important to have an approval on file with the mobile home park before purchasing a mobile home in the greater Sarasota area lets go ahead and tackle the actual application itself.

Most mobile home parks that have mobile homes on leased land within the Sarasota area of Florida follow a standard application process.

Some parks are a little more tech savvy than others and offer everything through their online portal and others are not that far advanced and require the application to be filled out in paper form either at the office or to have this application physically mailed to the Buyers residence.

The application usually is pretty short and checks the potential applicant on three main categories:

  1. Credit History
  2. Criminal Background
  3. Reported Income In Relation To Lot Rent

Credit History:

While we do not work for any park and do not see or review any applications in the mobile home park approval process, we are under the understanding that each park will pull a basic credit history of each applicant. Required credit ratings are a bit of a mystery, but, generally speaking most parks look for over a 550 in credit score.

Criminal Background:

A standard background check will be done on each applicant. Usually the fee that is associated with the application fee is used in part to pull the criminal background of all would be applicants.

Reported Income In Relation To Lot Rent:

This is usually a standard 2-3X what the lot rent is. What this means is that if, for example, the lot rent is $500 then the park would look for the entire household to have reported income somewhere around $1,000-$1,500 per month. The reason for this is because the park wants to do their part in making sure that the applicant has on paper enough money to cover their monthly lot rent payment.

After being in the mobile home industry for quite some time we, at The Mobile Home Dealer, have yet to find a park owner or manager who will provide us with a hard lined set of standards where they require all applicants to meet.

Most park managers and owners we have spoken to send all of the information to a third party and the third party that completes the approval have a set standard for which they based their approvals or denials on.

What we do for certain is that whatever a park requires of the applicant to provide in order for the application to be completed needs to be sent in as soon as possible because if it is not then it will lead to additional delays in the approval process.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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