Generally, mobile homes are sitting on a piece of land owned by the mobile home park. This means that the owner of the mobile home must pay monthly lot rent in order to continuously live inside the community. Some people, however, are looking for mobile homes with land. This means that they are looking to buy not just the mobile home but also the piece of land where the mobile home is installed.
In Florida, finding a mobile home for sale with land is not an easy thing to do but with thorough research, this can be achieved. To avoid going through this rigorous process, we included a list of mobile home parks with land in this article. These types of mobile home parks are called resident-owned mobile home parks (ROC), or co-op communities.
What is a Resident-owned Mobile Home Park
Resident-owned mobile home parks and communities, or manufactured home co-ops, are ownership interests in the entire community. Your manufactured home does not sit on a piece of land, known as fee simple in traditional real estate. Instead, your ownership is comparable to owning a share of the entire community, and the monthly fee is generally half of the lot rent fee paid on a land lease basis for those homes without shares.
In addition to conventional real estate, cooperative properties are listed on the Multiple Listing Service. You can gain massive exposure when purchasing or selling a manufactured home that is part of a co-op, whether you are looking to sell your manufactured home or searching for your next one.
The purchase price of the property is relatively low, so your taxes are not as high as on real property. If you are a Florida resident, you can homestead the property, resulting in a significant reduction in real estate taxes. Disability and other qualifying reductions include real estate tax credits. To see if this exists in your specific situation make sure to consult a tax professional.
Advantages of ROC
A resident-owned community (ROC) is operated by a non-profit corporation called a cooperative. Each household is a Member of the cooperative, which manages the business and owns the land. In a ROC, members own their own homes as well as an equal share of the land beneath the entire neighborhood. There are several advantages of ROC which include but are not limited to;
- Rent control, community repairs, and improvements.
- A lifetime of protection against unfair evictions.
- The association offers members liability protection (Members are not personally liable for association loans), and a strong sense of community.
- Members elect a board of directors that appoints committees to carry out various tasks and handle day-to-day operations. Major decisions are made by a democratic vote.
Why Resident-owned Mobile Home Park is Different
Living in a commercially owned community (aka a “mobile home park” or “trailer park”) can be difficult, as the park owner has control over the lot rent, rules, and condition of the area. Every time the community changes hands, it is likely that the rent will increase.
Unfortunately in Florida, many mobile homes are not mobile so you may find it hard to move to a more affordable location. If you live in a place without protections against high rents or the closure of the park, you could risk losing your home altogether.
In contrast, with a resident-owned manufactured home community, if you have issues with how it is run then you can join the board of directors to help make improvements internally.
Lists of Resident-owned Mobile Home Parks in Florida
The majority of Florida’s resident-owned mobile home parks are age-restricted communities located in mid-to-south Florida near the state’s coastline and interior lakes.
The residents of a resident-owned mobile home park are able to control their monthly rent and repairs, and they are also protected from eviction for development.
Check out a few of our hand-picked Florida resident-owned mobile home parks. If you are looking for mobile homes for sale with land, you may check the following ROCs first.
- Chateau Village in Bradenton
A 55+ community on 44 acres in Bradenton, Chateau Village has a small-town feel. It is conveniently located near Tampa, Clearwater, St. Pete, and Sarasota. It has 262 lots and 14 RV sites. It is surrounded by water, sandwiched between the Manatee River and Sarasota Bay. In addition to Tampa Bay, Terra Ceia Aquatic Preserve, Bayshore Gardens, and the Gulf of Mexico, Chateau Village is also near Tampa Bay.
- Paradise Island in Largo
With 824 units and easy access to Old Tampa Bay, Clearwater Harbor, and the Gulf of Mexico, Paradise Island – a resident-owned mobile home park in Florida is a resident-owned park in Largo that offers 824 units. There are 400 seats in the park’s clubhouse, plus a commercial kitchen. Social butterflies will be delighted with the park’s variety of events, group classes, and specialty clubs.
In addition, there is a swimming pool and hot tub, a covered picnic area, a shuffleboard, and more. You can enjoy a night of dining or drinking in nearby towns or just enjoy the company of your neighbors.
- Hacienda Village in Winter Springs
Hacienda Village is a unique opportunity to get away from it all and experience Central Florida’s best. Just a short drive away from Orlando’s world-famous theme parks, this is one of only a few resident-owned mobile home parks in the area. You’ll never be short of places to explore here, with choices ranging from the Atlantic Ocean and Gulf of Mexico to nearby lakes and state parks – all within ninety minutes or less! The park itself consists of 447 lots across 83 acres, many of which are available for new units in our 55+ community. Residents enjoy access to shared facilities like a clubhouse with a heated swimming pool, billiards table, fitness center, library, and more. Plus, there are monthly themed events such as dances and dinners as well as regular activities like crafts, fitness groups, and potlucks. Get ready to take advantage of the best that Central Florida living has to offer at Hacienda Village!
- Westwind in Dunedin
Westwind One and Westwind Two are both 55+ resident-owned mobile home parks located in Dunedin, Pinellas County. These two parks boast a total of 383 homes and each one has its own board of directors and finances. Furthermore, they are situated on the Gulf of Mexico with their own beach for residents to enjoy. There is plenty for the community to experience as well, from games like BINGO and shuffleboard to physical activities such as golfing, cycling, and working out at the gym. Additionally, there are two heated pools plus arts and crafts classes available too.
- Harbor Oaks Homeowners Cooperative in Fruitland Park
Situated in Fruitland Park, Harbor Oaks Homeowners Cooperative is an ideal place for those who enjoy their golden years by the lake. With 207 sites and an adjacent RV park plus a marina, it offers incomparable recreational possibilities. The clubhouse is alive with daily events and even has its own house band! There’s also a heated pool and spa, as well as a private boat launch with 31 covered slips – no more waiting around to take advantage of Florida’s magnificent natural resources which are just around the corner.
- Midway Estates in Vero Beach
Midway Estates Co-op is a perfect choice for those 55+ who wish to be part of a mobile home community in Vero Beach. With a heated pool, spa, and clubhouse for leisurely activities, there’s no better place for the everyday retiree. The local attractions make this place even more desirable – an abundance of public beaches with free parking just around the corner of the park and the Indian River Lagoon runs through Vero Beach as well. For nature lovers, don’t miss out on visiting the McKee Botanical Garden which is only three miles away from Midway Estates. In short, this place offers something for everyone looking to settle.
- Horizon Village Co-op in North Fort Myers
Are you in search of a relaxed life by the lake and a resident-owned mobile home park in southwest Florida? Then, Horizon Village Co-op, Inc has got you covered. This 55+ community, located across from Fort Myers along the Caloosahatchee River, offers various daily activities for residents, such as group fitness classes, BINGO, line dancing, and card games. Plus, Fort Myers provides excellent shopping experiences and many eating/drinking opportunities. Not to forget about its spectacular festivals and citywide events!
Looking to buy a mobile home in Florida, especially in the Sarasota area? Explore our full selection of manufactured and mobile homes for sale on our mobile homes for sale page.