Some of the reasons why people from other states are buying mobile homes in the greater Sarasota Florida area are due to its affordability, temperate climate, white beaches, and favorable weather all year round. Although some may find it easy to get one, others take months to search and visit several parks before they can find the mobile homes that are suited for them.


You have been looking and looking for quite some time and have finally found the right mobile home for you and your family within the greater Sarasota Florida area to begin living your best life!

Florida Mobile Home

Florida Mobile Home

Before you unpack your suitcase and head for the beach you first want to make sure that you are approved by the mobile home park that the home is located in for residency. There are several requirements needed to comply with in order to get approved by the mobile home park and income reporting is one of these.

Income reporting is one of the biggest misunderstood aspects of the mobile home park approval process.

Today, we look to explain what income verification is, how it is factored into the mobile home park approval process, and why it is imperative for the mobile home park to have this information on hand in order to make an informed decision on whether or not a resident application is approved.

When looking at buying a mobile home within the greater Sarasota Florida area the Buyer always needs to remember that putting in an accepted offer is only halfway to closing on their new mobile home.

The reason for this is that all mobile home Buyers who purchase a mobile home that is located on leased land within the greater Sarasota Florida area will need to obtain park approval prior to moving into the mobile home park they desire.

Park approval is the process for which the Buyer needs to submit certain pieces of documentation to the park office in order to make sure they have been approved to become a resident within the mobile home park.

Many parks will check the applicant’s criminal history, credit history, and income verification.

Income verification is when the mobile home park takes all of the income from whoever is on the park application and adds it all up to see how much money they make per month. Most of these parks will add in all types of income including; retirement income such as pensions, social security, employment wages, alimony, and any other monies that are paid to the applicants on a regular basis. Once this amount is totaled the park office will take this and compare it to how much the lot rent is currently for the mobile home park.

Most mobile home parks usually like to see a 2-3X income-to-lot rent ratio.

To further illustrate this number here is an example of how a mobile home park may calculate the income-to-lot rent ratio:

Lot Rent: $500

Total Income Of Applicant: $2,000 Per Month

In this example, we see that the applicant has a 4X monthly income to lot rent ratio which will, more than likely, approve them for the income verification aspect of the mobile home park approval process.

Most mobile home parks around the Sarasota Florida area will use income verification as a way to predict how likely the applicant will be able to pay their lot rent when regular monthly expenses are also looked at.

If the total income is not close to the 2-3X number then the applicant will more than likely not be approved as a resident as the mobile home park may view them as not bringing in enough money to support their ability to successfully pay the lot rent each and every month.

Please note, this is the total income for all applicants on the application. So, for instance, if there are two Buyers on the same application then the total number will be added up from both applicants.

Florida Mobile Home

Florida Mobile Home

Understanding that the mobile home park approval process is another step in purchasing your Sarasota Florida mobile home will help you as the new Buyer plan and organize your time when going through the purchase process.

Once approved, your work should not stop there. These tips will allow you to understand more about the rules and policies, including the do’s, don’ts, and other important things while living inside the park.

Ask questions. If you are not sure of something, ask your mobile home park manager or owner. It’s better to ask the earliest you can before doing things that would jeopardize your stay in the park later. Things like restrictions that involve pets, past criminal records, past evictions, credit records, income restrictions, etc., should be cleared and understood.

Mobile home parks have certain specific restrictions but they vary from park to park. Keep an open mind maintain a proactive attitude when dealing with the park manager and aim to get accepted within the community.

We have other articles and videos that are useful for everyone who wants to sell or buy their mobile homes here on our website. The more knowledge we have about dealing with mobile homes, the fewer problems we may encounter. If you have questions and need assistance, you can always contact us through this website, or visit our Facebook Page.

When looking at buying a mobile home within the greater Sarasota Florida area it is always important to fully understand what the requirements are for the mobile home park you are looking to live in prior to making an offer on the mobile home. Having a clear understanding of what a park is looking for within their application process will allow you, the Buyer, to have an informed idea of if the park you are looking to live in will meet your needs.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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